* and by "every" meal, we mean most meals. Even superheroes lose battles sometimes. It's okay, you're still an awesome parent. Go you!
You need to create a plan for your kids in case something happens to you (death, we mean death) so that you can sleep easy at night knowing everything is taken care of.
You spend hours worrying about your kids, on average 37 hours per week! That's full time job of just being anxious that you're doing right by your kids. Whether that's if they're taking their vitamins, eating enough veggies, or dealing with the bullies in their school.
Perhaps it's your third sleepless night in a row and the little voice inside your head keeps whispering, "What happens to my kids if I die?"
Or you're not thinking that at all...
You're thinking about the project on your desk at work, you're thinking about the other driver today who cut you off on the Parkway, on 95, on the Expressway.
You're thinking that you're late picking your kids up from daycare (again) and they charge by the minute after 6 pm (they charge a lot by the minute).
You're thinking can I feel my kids a boxed dinner four nights in a row?
That's what's on your plate. I hear you.
You don't have time for worrying, but worrying is all that you do
You worry that your kids will catch the chicken pox from that kid whose parents couldn't afford to keep them home. You're worried that your boss will catch on that you've had to take a few extra non-smoking breaks because you're so stressed.
You're worried that your partner might lose their job because that's all upper management has been talking about lately. You're worried that you won't be able to pay your student loans, credit cards, and rent or mortgage this month.
Sleepless nights. Weight loss. Weight gain.
Too much alcohol. Too many cookies. Too many boxed dinners.
Too much ... too little ... never quite right.
It's like the anti-Goldilocks situation.
And you know that as much as you are worrying about the here and now, that you're not worrying about other things.
So, then you start worrying about what you're not worrying about
Where will my kids go if me or my partner don't come home?
Have you ever thought about it? Ever worried about it? Ever heard that small voice in the back of your head saying, “What if…?” and then trail off ominously.
You have so many other things to worry about – big things, little things – that this just seems too overwhelming and you don’t know what to do.
Who will pick up my kids from school if I can't?
Have you thought about this? Then thought, “Oh that’s fine, I completed the alternate pick up form at the school.”
Reality check – that’s not for you. That’s to protect the school from liability. The alternate pick up form won’t allow that person to watch your kid if the police come asking, or if a judge makes a decision. Nope. It just protects the school.
Besides, do you really want the person on the alternative pick up form to raise your kids?
Who will make sure my kids don't eat something they're allergic to?
You’ve completed a special meal plan at the school and your kid sits at the special “no-peanuts” table, but who makes sure at home that your kid doesn’t eat peanut butter.
You diligently read ingredient lists, food labels, and are surprised to find out how many things have peanuts in them.
Or soy. Or eggs. Or dairy. Or gluten.
Whatever it is. You are the person who makes sure your kids don’t eat something that will kill them. You keep the epi-pen in your purse and you pray you never have to use it. But you will, if you need to. Right in the leg.
Will my wife / husband / partner be able to support our family if I'm gone?
You're a two-income household, and you want it that way. You both deposits your paychecks into a family account for family expenses, but if one of those paychecks disappeared, you know that you couldn't make ends meet.
What would your partner do if half of the family income suddenly disappeared? Would you have sell the house? a car?
Maybe they'd have to move to a less expensive location, but that means tearing your kids out of their school, going to a new school district, and you specifically chose this town for its amazing schools.
Who will make sure my kids get to religious services if I don't?
Religion and spirituality are a central part of your family; you and your partner decided that you’re going to raise your kids in the same tradition that you were raised.
You go to service every week, maybe more than once. You wake up early, take showers, put on nice clothes, and matching shoes (if you’re lucky).
What happens if you and your partner aren’t there to make sure your kids go? Who will take your kids? Who will make sure that they celebrate the holidays? Say their prayers before bed? Before each meal? Light the candles in the right order?
Right now, that’s you. Who will do it if you’re not around?
Have you previously tried to start your Last Will and Testament and got stuck?
Maybe you got as far as the order page on an online document company and something just felt wrong.
Maybe it was the lack of customization.
You realized that you wouldn't be able to divide up your accounts exactly how you wanted to.
The questions didn't seem like the company understood you or your needs or what you wanted to accomplish.
You didn't feel listened to, you felt like you were a square peg in a round hole.
Maybe it was the lack of organization.
When you first logged into the online document drafter, it seemed like it would be amazing, so you kept going.
But the further in you got, the more disorganized it seemed. The questions seemed out of order, and your mind felt like you were jumping all over the place.
Perhaps they spelled your daughter's name wrong.
Did you order and pay for your Last Will and Testament from an online document company?
You felt really accomplished, right? Then you wanted until your documents came in the mail and were outraged to discover they spelled your kid's name wrong. What's with that?
Then you tried to get in touch with the company, only to end up in voicemail land.
Maybe it would be easier to just change your daughter's name to the spelling on your Will.
Did you think about changing your kids name because it'd be easier than contacting the company again?
When you create you Last Will and Testament (or Living Trust) using the Giving Forward Program, you get organization, customization, and an easy to follow program that walks you through the four-step process so you are in control and get to create your own unique and customized Giving Forward plan.
The Giving Forward Program enables you to plan for the 3Ls in your life ...
Your life is busy and you're not going to die anytime soon, so let's work together to make sure that you've got the right legal foundation to protect your medical decisions and provide financial security ... just in case.
Your legacy is so much more than just money, it's the future of your kids and your best friend (aka spouse/partner). Let's make your legacy one protects your loved ones and create financial security for them.
How often do you say, "I love you"? Your Will or Trust is the action you need to take to ensure that your love can be felt far into the future, even when you're no longer there to say those three little words.
Step 1: Gather Information
The first step of the Giving Forward Program is gathering information about your life. Your life might seem easy, but that's because it's your life. Imagine if someone else had to step in and run your life without you leaving an instruction manual? We'll guide you through the process of gathering all the information you need so that you can easily find it later.
Step 2: Organize Information
Once you've gathered your information, it's time to get organized. We're going to start by organizing all your information by type. This has two benefits, the first is that you'll get a clear picture of your life, and the second is that you'll be able to choose the plan that helps protect your family and accomplish your goals.
Step 1: Name all Family Members and Potential Beneficiaries
It's time to name all family members. That's parents, siblings, spouses, and kids (and anyone that you're thinking of naming as a beneficiary, such as friends, neighbors, worship centers, and non-profit organizations.)
Step 2: Plan for your family's success if you're not around
Once you've named all your loved ones and potential beneficiaries, it's time to figure out how you want to plan for their success if you're not around. There are a number of ways to plan for success, and we will help you figure out the best way to accomplish your goals. It's hard to think about your kids being raised without you, but with a solid plan, you can ensure that they will know that you love them and planned for them to succeed.
Step 3: Choose the plan that fits your family
Now that you've figured out what your family members need to succeed, you can pick the right kind of plan for your family. You won't have to worry about the difference between a Will or a Trust because you'll understand how these two plans are different, and which plan best meets your goals.
Step 1: Choose your beneficiaries
In the previous step, you listed all loved ones and potential beneficiaries, and you also determined their needs to succeed. It's time to choose the people or organizations on your list who will be named as the beneficiaries in your Will or Trust. Don't worry, you can select them all! You don't have to choose favorites (or you can at least make it less obvious who is your favorite.)
Step 2: Choose their legacies
After selecting your beneficiaries, you'll decide what kind of legacy you want to leave for them. You can decide to leave them a specific item (such as a car or an amount of money) or a percentage of your estate, or both! It's your plan, you get to choose what happens.
After you've done all this work, it's time to make your Giving Forward Plan legal by signing the documents according to state laws.
You've made all the tough choices now. You've figured out everything you have in your life, determined what your loved ones need to succeed without you, and the legacy that you want to leave behind for them.
Your plan will be memorialized by the documents. We got that part. We'll craft the documents you selected so you can enact your Giving Forward plan and get your peace of mind.
Option A: Signing Ceremony in our Westmont, New Jersey Office
If you choose this option, for an additional fee, we will print out and prepare the binding for your completed Giving Forward Plan. We'll also create a digital version of the signed documents for you in a PDF so you will always have access to your digital copies.
We'll host the signing ceremony in our office, explain the purpose of each document, and ensure that it is properly signed, witnessed, and notarized so you never have to worry about whether your Will or Trust are done right.
Option B: Signing Ceremony in your home
If you want to celebrate your Giving Forward plan in the comfort of your own home with your friends and family, we'll send you a PDF version of your documents so you can host your own signing ceremony, complete with instructions to make it legal. Then you can celebrate your success with you favorite ice cream, dessert, or beverage.
We founded Emery Leach, LLC in 2016 to help families just like yours create lasting and loving legacy plans so that you can consciously build your health, wealth, and life and get your peace of mind.
We believe that you are in the driver's seat of your own life and that means that you get to decide what happens to everything that you own.
YOU should be able to decide what your Will or Trust says and what it does, what goes in it, when things get distributed, and how they get distributed.
YOU are in control your life and your legacy and you should be the one who decides what happens with everything after you pass.
We have over a decade of experience guiding families just like yours to building a customized plan for their family's success. We know that you can do this, too.
We believe that you can build and customize the plan for your family with a few key things:
The Giving Forward Program was born out of building customized estate plans and helping families achieve their legacy goals.
(Estate plans is lawyer speak for wills, trusts, powers of attorney, and health care directives, but you already knew that.)
Attorney & Counselor at Law
I'm all about helping you be your own best advocate so that you get to sit in the driver's seat and call the shots in your legal matters.
Attorney & Counselor at Law
I'm all about wills, trusts, and ensuring your hard earned wealth is protected for generations to come ... without creating trust fund babies.
Ready to get your peace of mind and create your Giving Forward Plan?
It's free to apply! Simply click the link below and complete the application. After you complete your application, your next step is to schedule your free Discovery Call. You'll be on your way to getting your peace of mind!